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New Pre-Construction Homes & Condos Arthur ON

Is owning an investment property in Arthur, Ontario profitable?
Arthur, ON is a small town located in Southwestern Quebec, Canada. The area was originally part of the Township of St. Mary's Parish but was incorporated as the Village of Saint-Georges-de-Beauce in 1871. Today, the Townships of Beauport and Sorel form most of the southern portion while the City of Montreal forms the eastern border. In 2016, the Census population of Arthur was 7,906 residents, which represents an approximate 2% increase since 2011.[1][2] However, this does not include nearby towns like Beauharnois, Châteauguay or Saint-Jean-sur-Richelieu; these municipalities are part of greater metropolitan areas that contribute to overall growth figures. The majority of people living in Arthur reside in single family homes, and many live close to downtown. There are several parks and recreational facilities available including two golf courses. A large percentage of the local economy revolves around tourism due to the proximity of the Montreal Metropolitan Area and the fact that Arthur is situated along Highway 40/40A, the main artery connecting the Island of Montreal to Eastern Canada. [3] The town is also well known as "the gateway" to the Laurentians as it serves both as a transportation hub for travellers headed north to ski resorts in Mont Tremblant and Val d'Or, as well as those going south towards Lac des Deux Loups Provincial Park. [IMAGE: Map of Beauport / Sorel Area, Qc] The average household income is $66k per annum.[4] According to the Canadian census, there are approximately 3,800 households residing here. Arthur is a predominantly French speaking community. As a result, English speakers tend to be younger than average. [IMAGE: House Prices In Arthur, ON] According to the Canada Mortgage & Housing Corporation, the house price index rose 1.6 percent annually between July 2013 and June 2015.[5] The average sale price for houses currently stands at C$320K ($246K USD). In 2016, the average property taxes paid by the owner of a residential building stood at roughly C$5,500 per year ($4,250 USD).[1] [IMAGE: Average Price Of Houses For Sale In 2019] [URL=https://www.xondodropdown.ca/?utm_source=social&utm_medium=twitter&utm_campaign=ArthurNewHomeGuide]XonDo[/url] | [img src="https://cdn0.vox-host.netdna-ssl.azureedge.net/uploads/2018/10/ScreenShot1911.png"] ...
New Home Arthur Buying 101
1. Find A Realtor Finding a realtor who knows Arthur well & has experience with the market will be key to finding your perfect spot quickly. Start by reviewing reviews online, asking family members/friends, checking local directories or visiting websites like Zolo.ca or Re/Max. 2. Call Them Up Call each agent to find out whom they would recommend most. Ask them questions like “How long have you lived in Arthur? Do you currently live in a condo? Would I need to rent while my house was being built? Etc.. If you feel comfortable enough talking to her, ask for references or speak to other potential clients they represent. Be honest & upfront when doing research; this should go without saying but it bears repeating. 3. Make Yourself Competitive After selecting the top 3 agents from above it’s worth taking some extra time to learn about competitors. Check ratings, comments, recent transactions, client experiences, testimonials, awards, etc… There is no shortage of information available for investors searching for properties. Take advantage of everything available at your disposal! As a bonus, take notes on anything unique about a specific listing which makes it stand out from competition. For example, a large backyard could be great, unless you don’t enjoy gardening :) 4. Meet Their Reputation Now that you’ve made yourself competitive, it’s time to meet the reputations behind each agent. Research online as many articles written by clients, past tenants, current employers, etc… Read feedback from friends, ask neighbors, search for past projects through social networks. Once again, honesty goes a long way. Don’t hesitate to reach out directly to those people mentioned when conducting research. 5. Schedule An Appointment Once all details are finalized, schedule an appointment via email or phone call. Give them 24 hours notice before coming along to avoid surprises. Bring your credit card and proof of finances, including bank account numbers and mortgage info. Make sure your documents are legible & ready to present during the meeting. Bring pictures of the property if applicable. Have a copy of the contract already prepared. Also bring additional photos to supplement existing ones. 6. Prepare Your Finances In order to purchase a property in Montreal, Canada, you must first secure financing. This involves getting prequalified for a loan. Most banks offer mortgages, however, you cannot apply until after the property has been inspected. Typically speaking, you only get 30 days to arrange inspections. After completing your inspection report(es), prepare financial paperwork to prove sufficient income & assets. Keep inmind that a down payment needs to be put towards escrow fees, taxes, lawyers, etc... 7. Secure Funding When applying for funding, ensure the lender is interested in providing funds. They do business every day so the sooner you submit documentation, the better. They could take anywhere from 1 week to 10 weeks depending on your location and the type of project. 8. Apply For Escrow Funds Upon securing funding, complete the financial forms associated with obtaining escrow funds. These include a mortgage agreement, deposit requirements, insurance information and copies of income tax returns. Submit completed...
When buying a new home in Ontario follow these steps
Finding the perfect real estate agent should be part art, part science. After all, your family's most valuable possession will soon be moving from one space to another — something only your Realtor knows anything about — making this relationship essential. So while finding a good REALTOR is critical to getting things started smoothly down the line, it's just as important to understand exactly what you're buying yourself into. Here are some tips for choosing a Realtor who does the job properly the first go round... Know Exactly Who Is Hiring You Before signing any papers, check references carefully and ask your potential agents why they chose your property specifically. If it was because you'd sold them a previous property or because one of their past clients recommended them highly, then they've got nothing to hide. But if you get "I'm hiring you" answers like "this place sells really well," or "it's cheap enough I thought I could afford something better," beware — these aren't necessarily signs of dishonesty but rather signals that they're simply selling themselves instead of selling you. Look For Someone Special While every realtor works hard to sell houses, few work equally hard in ensuring that buyers' needs are met after purchase. So, before committing to working with someone, consider asking your prospective Realtors whether they've ever taken steps to protect buyer interests or worked closely with you during the whole selling/buying cycle. A realtor who won't take care of those duties isn't worth having around anyway, no matter how attractive his price tag. Be Wary Of Those Inflated Pricing Estimates Most people who buy homes are motivated primarily by location — proximity to family, friends, schools, services — as opposed to the actual price of the house. And yet many salespeople, in addition to trying to convince buyers otherwise, often make promises about the value of properties in order to secure the deal. They'll tell you about recent appraisals that place the market high; they'll talk about other sellers whose listings they handled being priced similarly, and so on. The problem is that none of this information is reliable unless it came straight from the seller himself. Even though you might think he's selling because prices fell so far, remember he probably has ulterior motives. His motivation is profit, which makes him susceptible to exaggerating values as long as his income depends upon doing so. If you see inflated pricing estimates coming back at you through multiple sources on the same day, you deserve to know — the sooner the better. Don't accept vague assurances of accuracy, either. Ask for specifics, including details regarding comparables, current conditions and the dates each appraisal was conducted. Check Online Reviews For Reliability Online reviews are incredibly powerful tools. Not only can you learn a great deal about an individual's reliability, but online review sites are also useful when determining overall quality. Review websites allow you to read honest feedback directly from customers who purchased products or received service. Sites like Yelp and Angie's List offer detailed reports on everything from customer satisfaction levels to complaints lodged against particular business owners. These reports provide information you wouldn't normally receive via direct contact, and they can help cut through the hyperbole and...
How to find Your New Arthur Home or Condo
Arthur real estate market continues to see strong demand from both buyers and investors alike. In 2018, the region experienced an average price per square foot increase of 2 percent compared to 2017 – making this a record breaking year for sales activity across Arthur. This trend will continue through 2020, according to REBGV stats, which show that home prices increased 3% year over year in 2019. Arthur realty experts forecast that this upward trajectory will continue, meaning that in 2021, we could be seeing another 10% rise in property values. If you're considering investing or selling your current residence, the first step is to figure out whether you should sell your existing residence and rent instead, or buy a new home and rent. There are pros and cons to each scenario. Before deciding which way makes sense financially, consider these factors: How long would you like your monthly housing costs to remain consistent? Renting a residence gives more flexibility than buying because you won't incur mortgage and maintenance fees until after purchase; however, you'll pay rental rates every month regardless of whether or not you live in the house. If you're renting and decide to move, you'll lose the value of your down payment. On the other hand, if you buy now and then decide to move, you'll still retain some equity in the form of a pre-sale deposit. And finally, it takes longer to find a suitable rental property. What does your family prefer? Do they enjoy living close to friends and extended family? Is location more of a priority? These questions are worth thinking about when weighing your options before deciding on a course of action. Which area appeals most to you? If you're planning on moving into a larger space, you'll probably benefit from having more choices, especially if you're searching outside the downtown core of Arthur. However, if your preference is smaller spaces, you may feel more comfortable in a community that already offers amenities like grocery stores, schools, parks, libraries, daycare centres, recreation facilities, churches, restaurants and shopping malls. Do you have enough cash to invest? Buying a new property isn't cheap, but it's certainly less expensive than owning a rental. A good rule of thumb is to spend no more than 20–30% of the sale price on a down payment. If you've saved for years, you'll definitely get better interest rates for that amount invested in bonds versus putting the same dollar sum towards a home purchase today. Is there sufficient demand in the real estate market? If you're considering buying a new property, ask yourself: "Will I have trouble finding a place to buy?" If the answer is yes — and the supply exceeds the anticipated demand — prices may go up. Conversely, if you anticipate finding a property quickly, expect lower prices than those quoted in areas facing a shortage. Are there vacancies? Vacancies affect the price of properties. For example, in areas experiencing high levels of vacancy, sellers often offer discounts to attract renters who are looking to take advantage of the empty homes. [CONTENT ENDS] ...
Why is Ontario's Real Estate Market Booming?
In this edition, I am sharing some key points about buying a condominium apartment/new homes in Arthur Canada, which include tips to consider while searching for apartments/condos online, as well as my personal experience during my purchase journey. If you haven't read the first part yet then check out "How To Buy A First Time Condo Apartment" [1]. Arthur, Ontario was recently named as having among Canada's top five growth markets for single family residential real estate sales in 2019. Many investors believe Arthur will continue to perform well because people living in downtown Montreal tend to be moving away due to traffic congestion issues. Additionally, the city offers good accessibility from other parts of Greater Toronto Area via Highway 10 and Highway 20. There is no doubt that Montreal's population explosion makes Arthur a highly desirable place to live. [IMAGE: Map of Arthur] So, how should someone search for condos in Arthur? I would suggest going through websites like Zillow and Trulia, along with visiting local listings sites (ie: Craigslist). Also take advantage of the many tools available today to help find the perfect property. These days, most of us use mobile apps and web browsers to search, shop and interact with each other. I personally had the pleasure of finding a great 2 bedroom / 1 bath unit in a complex called La Maison Chambres, located near Avenue des Pionniers and Saint-Charles Street. For me, it wasn't really a problem finding a suitable rental in the area. My only advice regarding the location is to avoid properties with views facing towards Lac Vert or St Laurent Blvd (unless you're willing to pay higher rent), otherwise expect noisy neighbours or high water bills. When I searched La Maison Chambres, I found lots of different units listed on both websites, but they weren't identical in terms of amenities and layouts. Some have full kitchens and private bathrooms; others have walk-ins or laundry facilities instead. Most have one parking spot per unit though. As long as everything matches perfectly, I see no reason why anyone wouldn't be able to enjoy living in Arthur after a few years. One thing to keep in mind is that prices vary greatly in Arthur depending on the neighbourhood. If you happen to go to visit properties in different areas, ask yourself whether you'd feel comfortable paying $700-$900 or $1200+ every month. [IMAGE: Map of Arthur Neighbourhoods] Another tip is to try to get preapprovals for financing at least 90% of the total cost upfront in order to save time and headaches down the road. When speaking with mortgage lenders, always request a copy of their recent client satisfaction surveys. Ask them questions around things like service level and response times, along with anything else you could deem relevant. Also, try to work closely with your bank (or financial institution) so that all the paperwork gets completed properly. Make sure you understand what's covered under your current agreement and ensure that whatever is required isn't something you'll end up being responsible for in the future. Finally, once you've decided upon a place and negotiated the price, remember to pay attention to the seller's conditions of sale as...
New Construction Investment Opportunities in Arthur Ontario
In 2020, Arthur real estate market saw strong interest due to Arthur being chosen as the host city for World Cup 2026 games. There was a big shift in demand as many high end properties sold prior to July 1st. While this created quite some challenges finding accommodation, most tenants settled quickly and landlords started accepting offers well past October 2019 deadline. All told, while supply took a hit, sales numbers remained steady and rental rates stayed solid. Arthur Real Estate Market Analysis [IMAGE; Place image showing graph depicting monthly changes in ARVY by quarter-end.] What happened during Q4 2019 and why did prices stay flat? Sales volumes dropped slightly this quarter but still remain relatively strong. However, overall sale price per square foot declined significantly. As previously mentioned, demand fell off around June or July which caused significant downward pressure on average selling price (ARVY). We suspect this could be related to Canada Post having issues delivering some letters early summer causing buyers delays sending offer requests out. Despite these hiccups, properties continue holding value. Where will we go next? This Quarter's Demand Trends & Outlook We expect property values will increase in Q1 because of lower inventory levels and higher demand than Q3 and Q4. Our forecasted growth indicates we are seeing stronger buyer appetites after several quarters of stagnant activity. More homes sell in January 2020 rather than December 2019 meaning fewer listings available. Lower availability causes increased competition and thus pushes down purchase costs across the board. Sellers who have waited patiently should take advantage of improved conditions. For sellers without a contract, patience pays off as we see increasing asking prices. If you haven't found anything yet, wait until you find something that you love then get serious :) If you're ready to sell, submit an offer today. For additional information visit our website anytime https://xondoblog/blainevillerealestatemarkethistory ...
Examining Real Estate Market History in Ontario
This week I will be sharing some tips about getting preapproved for your house purchase in Blaineville, Canada (Arthur). We recently bought a $600k+ home and I am going to walk you through everything including my top 5 takeaways that helped us get approved in 3 weeks. We purchased this property because it had potential but was lacking something special. Our search took us around 2 months to settle down on a specific area with good schools and affordable prices, the only thing left was a nice big yard space. I wanted to buy a lot with a pool so we could enjoy summertime while living downtown. There weren't many properties available and most people were buying them just for the land. My wife and family thought they would be better building a bigger place than having someone else's backyard which gave me the push to find the deal. My first step was to reach out to real estate agents and see if anyone knew anything about homes in the area. Most people told me that they did not know of any active listings, however they recommended I speak to the local mortgage broker who happened to mention he knew of properties in town that were still listed. After speaking to the broker I found out the seller already sold his home after 2 years without finding anyone interested... I decided to contact him myself since I really liked the location and we ended up closing on May 31st 2020. The next day I contacted 2 other brokers in the region asking them for information regarding new listings but none of them mentioned anything until August 1st. So I started contacting builders and saw several that seemed great options for us... The builder I chose seemed like the perfect match for us since our needs fit perfectly. He said that the cost would range roughly between $450K-$500k depending on if I opted for a 4x2 garage (which we prefer), basement/upper floor, basement/ground level, frontage, and extra rooms in the back. All things being equal, I always go for ground floor units. Here are my Top 5 Takeaways: 1. Have A List Of Your Requirements In order to get accepted for financing purposes you should have a full list of requirements for the lender and yourself. Having these lists makes the whole approval process faster and less stressful. If you're unsure on a requirement, ask questions and clarify what exactly you mean. Make sure everyone involved knows what you expect from each other. Also keep notes on conversations to avoid misunderstandings in the future. For example: • Do you want a detached / semi-detached single story or multi-story unit? • Will you live upstairs? Or downstairs? • Is the price per sqft enough for you? • Does the size of the building meet your expectations? • Can you afford monthly payments? • Do you prefer brick siding, wood frame or concrete foundation? If you answered yes to all those questions then congratulations; it looks like you'll have no problem getting financed. However, make sure to double check every detail and don't forget anything. 2. Be Flexible And Honest About Financing Options & Features Make sure to include all your financial necessities and limitations in your offer letter. Ask if financing...
Getting approved for your New Home Purchase in Arthur, Ontario
Whether you live in Arthur, Ontario and wish to invest locally or you are considering buying new construction housing options outside of town (or both), this article will provide some general information regarding investing properties in Canada. When talking about Canadian real estate, we primarily focus on Ontario and British Columbia and only briefly cover Québec and Alberta because they are less developed than other provinces yet still offer great opportunities for value investors. Arthur, Ontario If you are thinking of buying something like this then check out these articles which explain how new homes work and what the differences mean. We recommend reading through it carefully for understanding why certain things happen but if you decide new development isn't worth your while you can skip ahead to Section 2.2. Why buy in Arthur, Ontario? Arthur offers affordable house prices of around $400k in many good areas due to proximity to Toronto, Waterloo Region & Hamilton Area and a population growth rate of 0% making it highly attractive because unlike most cities nearby in Ontario, it hasn't expanded significantly over recent years. If you're looking to move closer to Toronto's booming downtown core and avoid paying crazy high rents consider moving to places like Whitby and Ajax (both under 5 minutes away)! What is an "Open House"? An Open House is similar to a traditional house viewing except instead of going inside every agent gets to go online and show photos of several floors that are vacant at once. They usually take place during weekday evenings/evenings after school or work unless otherwise arranged. Most people prefer having them during weekdays versus weekends since it gives us enough notice of being available and gives potential buyers another morning to see the property without having to get up super early How does Buying a Condo Work? Buying a condominium requires that you purchase shares rather than just outright ownership of the unit. Each building has an HOA association which is responsible for maintaining common area items such as roofing & walls, fixing leaks, landscaping etc. A lot of condos require owners to pay rent each month as part of monthly fees but often times units aren't fully rented out meaning those who use the laundry facilities will be charged extra per load ($1-$3). Rent varies depending on location but generally averages anywhere from $200-$250 per month including water rates, electricity usage, garbage collection but excluding upkeep costs such as snow removal. An example would be if I were renting a 1 bedroom apartment for 250$ a month plus 25¢ a kilowatt hour used my total monthly bill could average 400$. Generally speaking though, in terms of rental income on average 80%-85% of condos tend to generate positive cashflow of around 40%. Does your rental income exceed maintenance charges? Then you're probably doing well and should sell! Otherwise it's probably time to try and find ways to increase profits by finding cheaper tenants than your current ones, decreasing vacancy rate or reducing expenses by cutting unnecessary utility bills. Also remember that since you own the land it may be possible to improve the quality of living conditions of your building increasing its marketability especially near busy streets such as Front Street or Queensway. Another way to reduce costs may entail building improvements which include replacing old appliances, upgrading electrical outlets to higher amps or installing...
What makes Xondo Ontario's Most Convenient New Condo/Home Buying Platform?
In this article I will be going through why buying a house in Montreal is different than anywhere else in Canada and why you should consider investing in real estate in Montreal. I’m not just talking about buying property in Montreal; rather, what sets us apart from other cities across Canada, especially Toronto, Vancouver, Calgary, Edmonton, Ottawa, Kitchener, Waterloo, Brampton, Etobicoke, Mississauga, Scarborough, Hamilton, Barrie, Sudbury, London, Thunder Bay, Regina, Winnipeg, Regina Lakeview & North Battleford. Why Investing in Real Estate Is So Different Here Than Elsewhere First things first, if you haven’t already read my previous post “How to invest in real estate without losing your shirt in 2019” then click HERE NOW!! Otherwise, if you are ready to buy some land, I highly recommend checking that out because in today’s article I am only focusing on the differences. Now that we got those out of the way, lets jump back into the conversation, shall we? Why investing in real estate is so different here than everywhere else in Canada, specifically Montreal. There are many factors contributing to these differences but the main ones include: 1. A Greater Demand For Property In Montréal Montreal is known for being a city full of culture and diversity. People come here for work, play, education, business opportunities, leisurely living, retirement, vacation, immigration, family reunions, festivals & events. As long as they’re willing to live with the high cost of housing and living costs, people keep coming. The demand has increased exponentially over the years due to the population growth, which continues to rise each year. If the demand keeps increasing like this, prices must increase accordingly. And since prices have gone up significantly in recent years, the supply hasn’t kept pace. This creates shortages which leads to higher rents, lower availability, and rising prices. 2. More Land Available To Build On If you think the land is scarce, you would be mistaken. While we still face shortage issues in some parts of the city, most neighbourhoods in the Plateau, West Island, South Shore, Downtown East/West, Old Port and Villeray areas are experiencing surplus land available to develop. These places offer great locations for homes, condos, townhouses, commercial space, retail spaces, offices, schools, parks and recreation centres. 3. Lower Taxes While taxes aren’t something that’s usually associated with real estate investments, they certainly are a factor worth considering. When you invest in real estate, you pay less tax on the income generated from rental properties than if you invested in stocks or bonds. For example, if you earn $100K annually with your stock portfolio, you will pay approximately 15% federal corporate tax plus 5% provincial sales tax. But when you rent a unit in an apartment building that generates $10k per quarter, you won't owe any federal corporation tax because it qualifies as "passive" income under Section 995(2)(b). In addition, you won’t owe any PST either because Section 911 says that "rentals" are...
How Xondo makes Home Buying & New Construction Investing in Arthur Easy?
How Does Xondo Make Purchasing A New Single Family Or Condo At Great Prices EASY? If you’re searching for a great deal on a single family house or townhouse in Blaine County; you’re in luck because Xondo makes buying real estate easy. We understand people are busy and they want things fast. So why should you wait months while other agents haggle over price tags and terms like “subject to”? Simply put, with Xondo, we cut through red tape and get this stuff settled quickly which saves you both TIME AND MONEY. We take care of everything – from finding listings, negotiating prices, doing credit background checks, scheduling property visits, securing financing and preparing necessary paperwork. When you buy residential properties in Blainville with us, you won’t see anything but a smile on our faces. After that, you will be getting back to enjoying life. Not only did you save yourself hours on endless phone calls and frustration, waiting around for a lender to approve a short sale, we also guarantee that you will find your ideal dream home at a fair market value. There’s no reason why you shouldn’t get a good deal without sacrificing quality. [IMAGES] [SECTION TITLE:] Property Type: 1 Bedroom Townhome | 2+1 Bedrooms Townhomes | 3+2 Bedrooms Houses| 4/5 Bdrmrs Duplexes | 5/6 Bathrmr Semi Detached Homes Location: Westside Of Arthur Near Parks, Schools And Community Services Type: Multi Level Housing / Residential Building | Industrial Buildings | Commercial Spaces Property Size: From 800 Sqft Upwards | 1000 sq ft upward | 1500 Squared Upward (Including Garage Space) | 2000 square feet plus garages Bathroom Count: 1 bathroom per unit | 2 + bathrooms Listing Status: Active Listings | For Sale Status On Site: Under Contract Price Range: $400K-$600k | 650K~$800K Bedrooms Number: 1 bedroom | 2 bedrooms | 3 beds + additional living space above garage level #of Parking Spots: 1 parking spot | 2 spots | 1st floor dedicated parking slot | 2nd story dedicated parking slots Year Built 2019+ Square Footage: 700sqft upto 1000sqf | 1150sqfts upwards | 1400sqft or more Available Date: As soon as Possible | Immediate Possession | Next Week For More Information: CONTACT US NOW About Us: If you’re interested in selling your home in the coming weeks or next few years, you found the perfect agency. Our mission is to help you sell your residence as efficiently and effectively as possible. Whether you’d like to purchase a property in another location, for instance a vacation rental, condominium complex, commercial building or simply land, we can assist you with every step of the way. We work with individuals, families, corporations and investors who want to rent or own real estate. Regardless of whether you would rather invest in condos, homes, office spaces, retail shops or industrial buildings, we...
How To Make Money On a New Home or Condo Purchases in Arthur, Ontario
If buying a house isn't something on your radar yet because of other things going around in your life, this article will help you figure it out. In 2019 I wrote an article titled “How To Make Money Buying A House In Montreal” which is still relevant today. This post focuses specifically on investing in real estate in Arthur, ON. If you're interested in investing in property outside of Montreal then check out my original post and read up on some additional tips. I've written a few different posts on this topic since then but they aren't updated as often as this one is. [IMAGE: Xonto logo][ CONTEXT ]Arthur Real Estate Investing | Real Estate Investing Tips|Real Estate Investing Ideas| Arthur Property Investments[/CONTEXThttps://www.xondonow.ca/real-estate-investment-tips/?utm_source=blog&utm_medium=post&utm_campaign=the%2Bultimate%2Bguide%2Bone%2Brto%2Breal%2Bed%2Bon%2Benvestement%252C+Arthur%2Band+Ontario](https://www.xondonow.ca/real-estate-investment-tips/)?utm_source=blog&utm_medium=post&utm_campaign=the%2Bultimate%2Bguide%2521rto%2529real%2520estat%2528e%2Bevent%2520innovation%2529%3F%26utm_content=the%2Bultimate%2Bguide%250Anew%2Bhome%2527%253A%2BAurthor%255B1%2523%250D%2Blocation%2Bfor%2Baubling%2Bbusinesses%2Band%2Bfamilies%2Bwith%2Bkids#)![image-alt="XonDo Logo"] [image-src="/images/logos/xondo-logo.jpg" width='200' height='150'](http://www.xondonow.ca/) ...