- Is owning an investment property in Hammond, Louisiana profitable?
- In this guide I will be sharing my experience buying my first house/condo in Hammonds Plains, NS. My hope would be to help other people who are planning on investing in real estate down south. Here's why...
I live near Toronto but work in Halifax. As long as you are willing to move away from big cities like Toronto & Montreal, then there really isn't anything stopping you from making some good investments near beautiful lakeside towns like Hammonds Plains, Nova Scotia.
Hammonds Plains offers residents everything they could possibly wish for; lakeside living close to a vibrant downtown community with lots to offer including restaurants, shops, parks, beaches and great schools. People love coming home from work and spending quality time with family while enjoying life along the lake. Plus, Hammonds Plains has many unique properties available that come fully built and furnished. These homes, condos, townhouses and waterfront cottages are ideal for those seeking a peaceful place to call home without being far removed from city amenities and cultural opportunities. There's no shortage of places to go out shopping, dine out or hangout after hours. Whether you're looking for country living, urban style or something else entirely, Hammonds Plaisns is truly diverse, offering an endless amount of options!
If you decide to buy a property in the area you'll find yourself surrounded by great neighbours, friendly locals and lots of potential investors ready to lend you a hand (or a helping arm)! If you are thinking of selling soon, there are plenty of buyers eager to take advantage of these amazing deals!
- New Home Hammond Buying 101
- If planning on moving into a new house sometime soon, then now is definitely the perfect time to be thinking about which neighbourhood you would like to live in as well as the type of property you wish to acquire. Whether a family home, rental apartment/townhouse/duplex or something else entirely, it will take some thought and consideration before making this decision. There are many criteria involved but first things first. Consider the following points carefully before setting out on finding somewhere new to call “home”. [1st Point:] Location, location, location; Wherever the heart beats fastest is usually where we look most often if choosing where to live in Canada, especially during colder months. But as mentioned previously, Winnipeg is not exactly lacking in choices. As far north as northern Ontario goes and westward as far as western Alberta stretches, there may still be places that match the search parameters just fine while giving the area something special like proximity to water, great schools, quality services, cultural offerings, natural beauty, etc.. [2nd Point:] Type of Property, If this is going to end up being any kind of long term living arrangement then you should consider whether it fits the lifestyle you will desire from day to day. A nice large duplex townhouse could be perfect for a couple who enjoy cooking together each evening after returning home exhausted with work yet don’t feel comfortable living in one huge space. On the other hand, single apartment living isn’t always ideal either. We’d suggest starting small with no less than 2 bedrooms per bedroom per floorplan and perhaps 3 bedrooms total before expanding further once living areas become fuller and needs increase.[3rd Point:] Price Range & Your Budget, While it can be tempting to simply buy whatever you can afford without considering size and features first you may find yourself feeling dissatisfied in the coming years as prices continue climbing and you discover how costly having everything on demand really ends up becoming. For example, say that you decide to purchase a beautiful four story brick and stone building only to learn that the cost adds up quickly enough to exceed your allotted funds. Or worse yet imagine spending thousands upon thousands of dollars or tens of thousands, then losing hundreds every month due to rising interest rates, maintenance fees, taxes/levies, heating costs, etc.. The point is that there really must be balance. So before settling down anywhere, try to determine whether your current plans align with your future aspirations realistically if that makes sense. Is this a short-term situation until you save enough for real estate down payment or are your thoughts already firmly planted elsewhere?[4th Point:] Family Size, One of the toughest aspects of choosing a place to settle down for life can actually involve what a family considers themselves capable of fitting comfortably inside a square footage unit and what they truly feel is ideal. This takes serious introspection, and maybe a trip to see houses close to home. Once again though, keep these criteria in mind from the get go. Even though this part is somewhat subjective, if possible make another visit to a few homes around yours to ensure you aren’t overlooking someone that does fit perfectly into your criteria. Don’t forget to ask about rent increases along with other factors...
- When buying a new home in Louisiana follow these steps
- In order to help you find a dream property, I've put together this comprehensive list of homes currently available in Hammond's Plains, NS.
We'll be updating these pages regularly so bookmark them and come back whenever you're ready to buy a new home!
[IMAGE: Logo of website]
If you're thinking about investing in real estate, then you should consider buying a newly constructed house. They offer better financial benefits than older houses because they tend to increase faster. Plus, they provide greater stability because they will always remain under warranty until 2023 at least. However, buying a new home requires careful planning because it takes longer to get your foot in the door. So, it pays to take the necessary steps early on, like choosing the neighbourhood you want to move into. If you live nearby, you'll be able to see properties that aren't listed in online portals. Also, don't forget to ask for references from your current landlord, and be sure to check the local building codes to ensure everything meets safety standards in the area. Once you've found the perfect location, you might need some help narrowing down your search. Luckily, there are plenty of tools to assist you with this. If you'd rather browse listings online, try searching MLS websites and Zolo. These sites allow buyers and sellers alike to post information about themselves and their homes.
[IMAGE: Logos of MLS website + Zolo.]
Another tip: Don't just focus only on price; it's important to factor other factors into your decision making, including amenities like proximity to schools and shopping malls.
- How to find Your New Hammond Home or Condo
- After years of growth following the 2008 economic recession, Canada's real estate market took another dramatic spike upwards in 2018. As Canadians' confidence grew again after an election campaign marked largely by rising housing prices brought stability back into the economy, house sales hit record highs across most regions of the country. And this was accompanied by significant increases in average asking prices, which made home buying less of a stretch than ever before.
In fact, according to RE/MAX Canada President Chris Bird, "Realtor activity remains strong overall in many markets." According to statistics compiled by his company, there will be more homes sold than were actually built in 2018. There won't be enough supply going forward to keep up with demand, meaning buyers should expect some price reductions in 2019. But if a buyer purchases today, he'll still wind up getting a good deal because demand looks like staying high through 2020 -- and beyond.
To get ahead of trends while buying a home or planning renovations, take advantage of the latest technology available. For example, online searches for properties using search engines like Zillow allow people to see exactly how much they could save by selling their current place without having to go to showings. They can also learn which neighbourhoods to avoid due to poor schools or crime problems, saving them valuable hours of driving around town instead. The same goes for websites like Redfin; rather than relying on old stereotypes, these sites use data gathered from other similar houses that've already changed hands to help potential buyers find homes of interest quickly.
[IMAGE] If you're interested in moving to Hammonds Plains but aren't ready to buy just yet and would like to talk to someone who knows the area better, feel free to reach out to me! I'd love to hear about why you decided against investing in Halifax while helping you decide whether you really want to live here long term. Email firstname.lastname@example.org today.
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- Why is Louisiana's Real Estate Market Booming?
- If you’ve ever wanted to live close to the city but without being part of the high priced housing market, then you will love this article. I found some great opportunities near me that are well worth considering as they offer some incredible value!
In my opinion, it’s always good to be aware of the local area. There are many things to consider when choosing a location for yourself and your family, including schools, proximity to amenities like parks, shopping centres, medical facilities, employment options, and transportation infrastructure.
If you’d prefer to stay further away than I would recommend checking out the areas around Winnipeg first. They seem quite similar to Halifax, which makes sense because Winnipeg was once called “Halifax West.” However, it does mean that Winnipeg real estate prices tend to be higher. If you find something really cheap, though, it could pay dividends down the road.
When it comes to finding new homes, there isn’t much difference between buying a prebuilt house versus building your own. You should still check out both types of properties to see which ones fit you better.
I am a big fan of buying new builds because it gives you so many advantages. For example, you get to pick your lot size, pick and choose exactly what appliances go inside, select your flooring type and style, decide on paint colours, pick out the kitchen layout, and more. All these choices can save thousands in renovation costs. Plus, you get to design everything, so your new space looks uniquely yours.
Another benefit of new builds is that most of them come fully furnished and ready to move right after purchase. So you don’t have to worry about furnishing it, either.
Of course, new houses aren’t perfect. Sometimes, new builders can cut corners in order to keep costs down. But in general, if you buy a new build, you won’t run into any issues down the line. And if anything goes awry, the builder is usually willing to take care of fixing it, unlike older homes built decades ago.
So, what are some places that might interest you? Here are just a few ideas:
This neighbourhood offers you so much potential, especially if you want to raise children or grow families. Hammonds Plains sits on the edge of downtown Halifax, close to the University of King’s College, Dalhousie Medical School, UPEAC, and other universities and colleges.
For instance, UPEAC students enjoy living in Hammonds Plains since the school provides free parking for residents and students alike. Also, they have excellent transit services nearby, making commuting a breeze. The community boasts several elementary schools, a middle school, a secondary school, and a university.
The area also benefits from having many shops and restaurants nearby, plus a beautiful beachfront park and trails. It’s only minutes away from the TransCanada Highway, which connects you to anywhere else in Canada or the United States.
Located along Highway 3, this part of Manitoba is known for producing quality beef cattle due to the rich soil and clean water sources available. As...
- New Construction Investment Opportunities in Hammond Louisiana
- Hammonds Plains is located approximately 45 minutes west of Halifax along Highway 102. There are several options to commute from downtown Halifax including via bus service, ferry services, train transportation, taxi rides, car rentals, bicycle rentals, walking and many other forms of transportations available. For those who prefer driving, this community offers some great routes to travel to nearby communities like Liverpool, Antigonish, Wolfville, Truro, Yarmouth and Windsor.
In terms of employment opportunities, Hammonds Plain offers excellent job prospects for both young families and seniors seeking retirement living. Many companies offer jobs ranging from retail to administrative support positions. Some of these include Walmart, Staples Canada Inc., McDonald’s and Canadian Tire Corporation (CTC). Other local employers in this area includes Royal Bank of Canada, Cargill Meat Solutions, and the local police department.
For real estate professionals, Hammonds Plain provides plenty of options with multiple residential properties available for sale.
This area is known for being family friendly offering lots of recreational activities and entertainment such as golfing courses, bowling alleys, movie theatres, museums, indoor recreation centres, sports fields/stadiums, indoor skating rinks & ice arenas, swimming pools, fitness facilities, playground equipment, public parks, outdoor recreation areas, outdoor pools, tennis courts, waterparks/wading ponds, hiking trails, bike paths, fishing spots, beaches, marinas, boat launch ramps & docks.
- Examining Real Estate Market History in Louisiana
- New homes are being built fast across Canada. And they’re getting bigger — which makes them more expensive, even though a lot of those homes are priced under $500K these days.
This trend isn’t just affecting prices; buyers who want a custom house tend to pay extra because it takes longer than buying a standard model. Plus, builders aren’t building enough houses to meet demand. All this adds up, making real estate one of the most competitive markets anywhere.
If you're thinking of selling a primary residence and trading it in for something larger and pricier, it's still worth considering. While some people would be happy moving into a smaller place, there are good times to sell big and move small. But first, check whether selling a large property might put some downward pressure on its price.
Here’s how I recommend investing in a custom home or condominium project. Note that while each city is different, many factors remain similar, so take my ideas below as general guidance only. If you live outside of Ontario, keep in mind that you'll face fewer restrictions in other provinces. For example, Quebec permits nonresident speculators to bid on development lots for five years after closing on the transaction but won't allow bidding until 2023 — unless you use an agent.
I've written this post for potential investors and developers who want to put together an offer to win new housing projects. Here are some tips that will help ensure your bids stand out and get you noticed.
1. Figure Out What Makes Your Offer Special
In order to compete with other bidders, you should figure out why you want a specific property. Is it location, size, number of bedrooms, views, amenities or proximity to transit? A great way to work through your options is to complete an exhaustive search for comparables. Use online MLS databases along with industry experts like yourself and ask around with friends to find out what sold recently near properties comparable to yours. Doing this research will show you exactly what types of improvements are associated with higher sale prices. Once you narrow down which aspects of a property you value, write a compelling letter that addresses them specifically.
2. Make Sure Your Financing Package Works
Many developers don't realize just how tough financing is getting if you want to buy a new house. Some cities won't accept mortgages without 10% down payments on average. Many banks have tightened lending practices due to high levels of default risk during the recession. Even if you qualify for a mortgage loan, lenders often impose additional requirements on borrowers. These include things like credit checks, proof of reserves and minimum savings rates. When developing the financial package required to successfully pursue an offer, consider borrowing less than you'd expect to repay, since interest costs can eat away at profits. Lenders will want evidence that you'll eventually recoup losses by selling your current home and pocketing the difference plus profit from the resale.
3. Be Prepared to Negotiate Hard
Some builders don't reveal crucial information, leaving buyers guessing at details like square footage or floor area ratio. They might try to hide problems with the foundation, roof or windows, while trying to avoid disclosing problems that require costly...
- Getting approved for your New Home Purchase in Hammond, Louisiana
- In this article series I take readers through each step of buying a house or condominium, including selecting which areas to target.
I then go over the financial benefits of doing so and explain exactly how to find the deal that's going to maximize profit.
My ultimate hope is that you become empowered enough to feel comfortable taking action yourself and finding deals like these...and more importantly making them work financially.
Before getting started though, you should make sure you're ready to invest in real estate first. So let me tell you what those "areas" entail.
Area 1 | Your finances: First things first, you'll want to be confident that you are prepared to spend some serious cash on this house/condo purchase.
Are you prepared for monthly payments and taxes? Will you save for down payment, closing costs, maintenance fees, insurance, HST, utilities, etc.? If not, why are you investing in real estate without being fully prepared? There's no point.
So you've got your finances sorted out -- good stuff! -- but it's still worth pointing out that real estate ownership carries risks just like anything else that entails putting "skin in the game."
To help ensure you're properly prepared, check out my other articles on personal finance topics on Xondo. They cover everything from credit scores to retirement planning, tax implications, debt management, saving strategies and many more.
Area 2 | Location Matters: Second, you will want to decide whether you'd rather live near family members who already own and love their homes, or somewhere less familiar with lower prices and potentially higher risk factors.
When thinking location, you can consider a couple different aspects. For instance, proximity to amenities or transit options; how easy or challenging commuting would be; the overall quality of schools; the local economy; the area's crime rates; home values; and more. But ultimately, you'll have to weigh those decisions against what matters most to your specific situation.
Location is incredibly important though because if the housing market is slow or stagnant, you could end up paying top dollar for something that isn't selling well. Conversely, when demand rises and supply falls, buyers get lucky and land becomes cheaper than ever, leading to a bidding war.
For example, in Toronto recently, I was able to sell a place for $5K less than asking price while simultaneously listing another place nearby that sold after only 24 hours online! But it took months and multiple rounds of offers before either seller ended up happy.
And finally Area 3 | Property Type & Price Range: Lastly, you must determine how the type of property suits your needs and the amount you can afford.
This is typically a decision made with a mortgage lender. And to keep things brief, I won't go over every single type of property out there. However, I'll highlight common ones.
First of all, there are starter houses -- usually priced around $150K to $200K in price range -- intended for people starting families who might buy this way due to lack of funds and experience. These tend to offer smaller rooms and sometimes less finishes.
Then there are traditional houses like this one priced below $300K, often built decades ago in the '...
- What makes Xondo Louisiana's Most Convenient New Condo/Home Buying Platform?
- What makes us different than other real estate websites? We focus less on property listings and more on providing comprehensive information regarding the buying experience. Our team focuses heavily on helping buyers understand and navigate through the entire process while guiding them towards selecting the perfect house/condo.
We also offer extensive tools for consumers to find homes online which allow buyers to narrow down their search criteria using advanced filtering options such as price, lot size, location, school district, amenities and community rating.
Additionally, we provide detailed analysis reports on each listing including neighborhood profile, history of sales, schools, crime rates, demographics, nearby attractions and more. So whether you're looking to get pre-approved for financing or just getting started on your housing journey, this XONDO tool will help simplify the whole experience.
So what sets us apart?
• It helps save valuable time searching multiple web pages
• Allows sellers to get feedback faster and easier
• Provides insight from professional inspectors who inspect every home listed on our website
• Helps connect buyers & sellers via live phone conversations
Visit www.xondo.ca today and discover why thousands of Canadians use XONDO daily to buy houses and condos across Canada.
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- How Xondo makes Home Buying & New Construction Investing in Hammond Easy?
- We’d like to welcome you to another edition of this popular XONDO video series on investing in real estate property marketplaces! We hope you find these tips useful whether you decide to buy/rent a house or simply invest in real estate properties via direct purchase or rental management services. For those who prefer reading text descriptions rather than watching videos, below is a synopsis of each section where relevant information for buying or renting your first “forever / long term residence” will be discussed.
This episode covers the following topics:
1. A short summary of the changes made to the rules around home ownership in Canada since we launched our website back in June 2016. As well, updates relating specifically to Hammonds Plain (and other rural communities), including a brief overview of the region’s housing market. More details will follow in subsequent episodes as they become available;
2. An introduction to local builders and agents working in Hammonds Plains. Their role in building new homes for sale;
3. Some insight into typical prices of houses built prior to 2009 (and why);
4. Information regarding the different types of financing options available today;
5. Guidance related to finding affordable mortgage rates through traditional banks versus government insured lenders, credit unions, private mortgage insurance companies and online portals;
6. Details on choosing a lender and understanding their lending limits and terms under which mortgages would be issued (i.e. maximum loan amount permitted, minimum down payment requirements). Please note that some loans offered through third party financial institutions require higher interest payments if the borrower applies for a larger sum than what was originally stated during negotiations with the bank officer;
7. Additional guidance on what type of house(s)/property(ies) suits your needs best, especially with regard to resale value in various segments of the Hammonds Plain and area neighbourhoods/suburbs. Note that, depending on location, price range, amenities, size limitations on lot sizes, neighbourhood character, proximity to transportation, shopping centres, schools, parks and health care facilities, certain choices could yield better returns for homeowners than others — but no matter which direction you go in, remember what matters most is the overall quality of life experienced while living in your chosen community;
8. Finally, a couple of suggestions on what questions should I ask my builder or agent when preparing to move forward with my dream project. These include things like: asking them about current development projects underway both inside and outside of Hammonds Plain? (if applicable); checking their credentials by visiting LinkedIn profiles and websites, reviewing testimonials received from clients on file?; getting referrals from family, friends and neighbours?; researching the developer's history and reputation among people with whom I come across regularly; seeking references from previous customers whose experiences match mine?; verifying that contractors work only according to the laws governing contracts entered into and agreed upon.
9. And finally, just because your dreams about owning a home someday may seem unrealistic today due to economic factors impacting buyers and sellers, should you still strive to achieve that goal? Absolutely! Whether your home search takes place locally or internationally, having high ambitions on what you hope to accomplish within the next decade or so makes achieving your objectives far...
- How To Make Money On a New Home or Condo Purchases in Hammond, Louisiana
- If you live somewhere other than Hammonds Plain, Nova Scotia then you probably already know this area as the fastest developing community in Canada. And while many people dream of living there, there’s nothing like actually having the keys to your own property and being able to move in immediately. But that requires the ability to buy your first house or condo, which isn't something everyone is prepared for. So let's take a closer inspection at exactly how much you're spending on buying a place in Nova Scotia.
First things first - what does "new" mean?
New homes in most areas will be built by builders who specialize in building them. They'll typically use concrete foundations and steel beams. Some newer developments might also include fiberglass reinforced plastic or wood frames, depending on how they've designed the structure.
But in some places, particularly those outside Halifax, you could find a lot of brick buildings instead. These tend to cost less but aren't nearly as sturdy. If you have trouble getting financing because you haven't owned anything long enough, consider moving to another location first before making a purchase - you might be better served elsewhere.
How Do I Find A House Or Condo For Sale Near Me?
When you start searching online for houses or condos near me, the first thing you should check is the MLS listings. These lists contain information on every listing currently for sale in the area, including price and photos. They're updated regularly.
You'll also see a map showing which homes are available nearby.
What Should I Be Looking At When Buying Property Online?
The next step after finding the properties on MLS is to narrow down the choices. There are several ways to do this. Here are some tips to help you get started.
1) Use filters: Most sites have several options for filtering searches by size; you can usually filter by bedrooms or bathrooms, and sometimes by lot sizes as well.
2) Consider proximity and amenities: This is especially useful when searching for a larger home; you might find yourself more interested in a large yard rather than a big kitchen. Similarly, if you're planning to stay close to work, a smaller home may fit better.
3) Check reviews and ratings: Sites may offer tools to search for reviews from homeowners and real estate agents. Reviews can tell you if problems arose during ownership of the house, or whether buyers had issues selling it. Agents' websites may have ratings for each agent as well.
4) Ask friends & family: Don't forget your connections - ask people you trust whether or not they'd recommend a particular builder or area.
5) Read through contracts carefully: When you're ready to commit to a deal, read through the contract. Be careful not to sign away rights without fully understanding the implications. Make sure everything is spelled correctly and is consistent; the same goes for terms like warranties and guarantees. Also, read through and understand the fine print - some things that seem minor could end up costing you thousands of dollars.
6) Find out who owns the land: Many sellers won't disclose who owns the land they're selling, leaving you wondering where the house stands legally. It might sound silly, but it pays to double check...