- Is owning an investment property in Lévis, Quebec profitable?
- Buying real estate is no joke — especially when you're buying your first house.
Whether you've already moved around the block once or twice — or whether this will be your first purchase ever— understanding the basics of real estate sales is crucial. Here's everything you need to consider to ensure that you get the most bang for your buck...and avoid getting burned by bad luck.
How Much House Can I Afford?
This question isn't just about determining whether you'll pay less than 30% down; it's also about ensuring that you're able to afford monthly payments while living somewhere else while building equity. A mortgage calculator will help you figure out exactly how big you'd like your dream home to be (with a few variables), but it won't tell you how large you could comfortably live elsewhere.
For example, say your ideal neighborhood requires $900/mo in rent, plus utilities ($400). If you can save $100 per week while still working full-time, you should aim towards a 20%-down payment on a 5200 sq ft 2 bedroom unit, assuming 4 months' worth of expenses (or $9000 total). That would leave you enough left each month to cover half your rental cost.
What's My Closing Date?
In order to find a property quickly, many buyers rely solely on MLS listings. But when searching through hundreds of homes via multiple websites, it only takes seconds until you notice some glaringly obvious red flags: too high a price tag for the area, no photos available, a seller who needs to unload in under 10 days or they risk losing it due to zoning laws. (Not saying these aren't good deals!) When you search the MLS yourself, take note of closing dates and ask sellers why you haven't heard back yet. You can typically expect to hear back within 24 hours of placing your offer so keep checking.
When Will There Be Showings?
If there haven't been any showings after weeks or months of waiting for someone to contact you back, check with your Real Estate Agent. They often receive leads directly from clients, which gives them insight into what's happening in the market. Plus, agents tend to stay connected with other agents in the same community — making it easier to connect potential buyers together. And because the average agent spends 40+ hours/week helping clients sell, many are happy to work outside of regular business hours to accommodate your busy schedule.
Which Loan Type Should I Apply For?
Depending on your financial situation, applying for a private buyer loan versus a VA / FHA Loan can mean big savings. Private lenders generally charge 3 points and 0.25x origination fee, whereas government loans carry higher fees, including 1 point and.50x origination fee.
Private Buyer Loans are usually offered by banks and credit unions, meaning you are eligible for financing without having to apply separately with a bank. However, the terms vary depending on lender and interest rates are subject to change. With that said, if you qualify for a traditional mortgage, you can always refinance your mortgage afterwards.
VA & FHA Loans allow anyone to buy a home regardless of income, with qualifying borrowers paying nothing upfront for a fixed...
- New Home Lévis Buying 101
- In this edition, I am going to explain why we chose Montreal/Lévis as place to live and work because the city offers many advantages over other areas you could be living; some good and some bad. We wanted to live close enough to commute to our job but far from rush hour traffic which makes Lévis perfect for us. Plus Montréal is just 45 minutes away which lets you enjoy all aspects of life including culture, shopping and nightlife easily without being anywhere near downtown! For me personally my husband and myself always felt comfortable and safe walking around town especially after dark.
We knew there was no way we would move back to Ontario given that fact and decided early on to continue exploring options outside of Toronto, I did find quite a few real estate agents willing to take us on tours and show us multiple homes during the pre-sale phase but ultimately none matched the quality, location and price range we found in Lévis. I would highly recommend searching online before moving forward with trying to buy a property in person otherwise you risk finding yourself negotiating prices you cannot afford while driving down highways filled with people doing exactly the same thing. And for those who like what they see in person, keep visiting properties until you get to something ‘right’ and don’t forget to negotiate the asking price on day 1!
If you decide that you love the community you will soon discover it takes on a character all its own. A small group of dedicated professionals working together makes things happen quickly.
What I mean by that is that unlike many larger municipalities, residents work closely together and everyone seems eager to help each other regardless of background. Everyone knows you need to call someone else before calling anyone local because chances are, they already got the calls and probably handled everything. So even though most people speak English fluently, sometimes communication needs to be broken down step wise to ensure everybody understands what is required.
I believe part of that stems from the long history of French speaking immigrants in Québec and its unique approach towards education and language rights versus many North American cities. If you decide to come visit, consider staying longer than two days because your experience will extend beyond the first impression!
For example, if you rent in nearby Saint Jérôme then you would drive to pick up groceries but if you moved closer then you would get them delivered straight to your doorstep. There are grocery stores almost everywhere with a wide selection of products available 24 hours per day 7 days a week, however depending on where you lived you might only see one or two different choices.
When considering school districts a little planning ahead of time can go a long way. We had chosen Saint Germain because it offered great value for money as well as convenient distance from work and a large international bilingual school system. However due to lacklustre test scores and high tuition costs that district became less desirable every year despite having several schools offering affordable programs leading up through university level courses. As a result there are fewer students overall in the Laval region today than prior years therefore reducing competition among parents and families and making it easier to secure seats. Our decision paid huge dividends when the kids started attending St Gabriel High School, both academically and socially the transition went smoothly.
- When buying a new home in Quebec follow these steps
- Lévis, located in southern Québec, is considered part of the Greater Montreal area. As such, it has become a hot destination due to its proximity to downtown Montreal, as well as the fact that many residents of this city commute daily to work elsewhere but still enjoy living close to nature. It offers beautiful views on both sides of Lake St-Pierre, which is known for being one of Canada's most picturesque lakes. Its shores provide plenty of space for walking and biking along bike paths and hiking trails; however, it is also home to numerous parks and playground spots for families who would like some quiet moments away from busy roads.
[IMAGE: Lévis, QC, image source: www.xondosales.ca/en_CA/les_projets/levesi ]
The City of Lévis was established back in 1832 by order of Louis XVIII. Its population today stands at around 40,000 people, although it is estimated that there could be another 50% increase once development projects come online in coming years.
In terms of real estate market activity, Lévis is currently enjoying a high level of demand as buyers continue searching for affordable condos and homes in the area. Prices range from $220K (for older properties), to upwards of $350+K for newer developments. However, it should be noted that prices tend to go down slightly after listing, especially in areas near the lakefront. There is still plenty of available property listings at reasonable price points, making buying a house in Lévis quite possible and attractive for prospective homeowners.
For those of us interested in investing, Lévis offers great potential thanks to the presence of several reputable developers, including Cimavest, Groupe Grouladeau, and H&R Group among others. These groups are responsible for building many modern condominium complexes throughout the entire region, offering buyers everything they need to live comfortably without having to worry about finding parking spaces or maintaining yards. They are typically constructed from concrete blocks, steel frames, or timber frames. Some offer underground parking facilities, while others offer rooftop terraces and swimming pools, depending upon the project in question. All units include heating systems and central air conditioning, and most offer a private balcony. Many of these buildings feature floorplans designed specifically for singles or couples, or even small business owners seeking extra storage.
[IMAGE: Lévis, QC, image source: https://www.realestatecitiescanada.com/city/levis-qc-]
If you’d like to learn more about LÉVIS and other nearby communities, check out our comprehensive map below that will help you identify the ideal location for your family. We have highlighted key amenities, school ratings, average income levels, crime rates, and more, so you can easily see whether a neighborhood fits your lifestyle.
[IMAGE] [IMAGE] [IMAGE] [IMAGE] [IMAGE] [IMAGE] [IMAGE]
If you’re ready to begin your search, visit xondonois.com to get started. If you already have some idea of where...
- How to find Your New Lévis Home or Condo
- In 2017, real estate prices increased significantly across Quebec. The average selling price rose by 8% compared to 2016 while sales grew 10%. As of March 2018, home buyers are paying an average of $1 million dollars for homes priced around 1,600 square feet. For condos, the median sale price was $375,000.
This increase is partly due to a strong economy, which created jobs and economic growth. But the rise is largely attributed to the government’s efforts to support homeownership through measures like tax breaks, mortgage subsidies and grants.
While many people dream of buying property in the country side, this isn't always possible because most houses are built near urban areas. However, if you're willing to live close to work, Montreal offers some incredible options for housing.
[IMAGE: House in Old Montreal, Canada | Image Courtesy Of XONDO]
If you'd rather settle down somewhere quieter, consider moving closer to the city center. Lévis, just south of downtown Montreal, boasts a diverse population and beautiful scenery.
[IMAGE: Houses in Saint-Lambert, Québec | Source: XONDO]
It also hosts several universities including Universite de Sherbrooke, Polytechnique de Montréal and Concordia University, offering students a great environment to study. If education is important to you, the area also includes schools from every level of French language proficiency — from preschool to university — and English programs from kindergarten to high school.
For those who would prefer a suburban lifestyle but still enjoy being close to nature, the Eastern Townships offer great opportunities for homeownership. The region includes towns like Stanbridge East, Stanbridge West and Boucherville. Many residents commute to larger cities for employment but also use it as a base for outdoor excursions.
[IMAGE: Condo in St Andrews Bay - Eastern Township, Québec | Image Courtesy Of XONDO]
If you'd still like to be surrounded by green space but aren't interested in living near a large urban centre, consider settling in Gatineau, located just east of Ottawa.
Gatineau is well known for its parks, lakes, trails and rivers. While it lacks many big-city amenities, it does boast plenty of cultural institutions including museums, galleries and theatres. And since the town's proximity to both Montreal and Ottawa makes transportation easier than ever, commuting shouldn't feel like it takes much effort.
- Why is Quebec's Real Estate Market Booming?
- If you’re thinking of buying a property in Montreal, Brossard is an obvious choice. Located just 30 minutes away from downtown Montreal, this suburb offers many opportunities to invest in real estate. Here’s why investing in a condominium or townhouse will be worth your while.
[IMAGE: Real Estate map showing locations of condos & homes in Brossard, QC.]
[IMAGE: Map of Brossard showing locations of condos & houses in Brossard, QC.]
Brossard is located near Montreal’s east side. As a consequence, you won’t find yourself far from the city centre. The city is served by several transportation options like buses, train stations and airports. There’s also plenty of parking spaces available for those who own vehicles.
Brossard is known for having great amenities including schools, hospitals, shops and parks. If you live close enough to these facilities, they should become part of daily routine.
This location has excellent accessibility. From Brossard airport you only need 20 minutes on a taxi ride, which costs $25 CAD per trip. It takes about 15 to 25 minutes on foot depending on weather conditions.
4. Community Life
Brossard boasts a vibrant community life with lots going on every weekend. Whether it’s a concert held inside of a church or a farmers market, people love coming together to share experiences and enjoy each other’s company.
5. Value For Money
Investing in real estate is often considered expensive and risky. However, you shouldn’t be afraid because investing in real estate isn’t a gamble. With careful planning and research, you can easily get a decent return on your money. Investing in a home in Brossard can provide significant returns in terms of capital appreciation as well as tax benefits.
6. Potential Returns
According to Canada Mortgage and Housing Corporation, average annual price increases for properties in Brossard range around 4% to 5%. That means an investor can expect his/her investments to increase in value by approximately 40% to 50%, making them worthwhile.
7. Tax Benefits
When investing in a house or a property, you are eligible for certain tax deductions. These include mortgage interest deduction, depreciation, renovation expenses, etc. Depending on the size of the purchase and whether you intend to rent it out, you could save thousands of dollars annually through tax savings.
In recent years, crime rates in Brossard haven’t risen significantly. According to Statistics Canada, violent crimes like homicides, robberies, aggravated assaults and sexual offences decreased by 3% during 2018. Property thefts and burglars have declined slightly. In fact, according to police stats, property theft cases dropped 10% since 2013.
As mentioned above, Brossard is conveniently located near Montreal. It’s accessible via bus services and trains, both local and express routes. Public transportation can take you anywhere in the country.
10. Quality Of Living
Brossard is a quiet suburb with plenty of...
- New Construction Investment Opportunities in Lévis Quebec
- The real estate market in Lévis is booming due to its excellent location and proximity to Montreal. As a matter of fact, this city offers some of the most attractive housing options available across Canada.
This makes Lévis a great place for those living in other provinces as well as newcomers who wish to settle permanently. However, this does mean that competition is tough for buyers and sellers alike; therefore it pays to be informed when buying property in a specific area.
In addition, there will always be fluctuations in price depending on factors like interest rates and overall demand levels. For example, prices tend to drop during times of economic instability while rising in periods of growth. Therefore, the key to finding value in a given neighborhood is understanding these trends to avoid being blindsided.
Here are a few tips for anyone interested in investing in Lévis real estate:
[LIST OF TABLES START HERE]
1.) Learn Your Neighbourhood
Before buying property anywhere, first understand your neighbourhood. If possible, visit different houses and talk to local residents to get their perspective. Also, consider visiting nearby schools and community centres, as they often offer useful information regarding amenities and services available near your home.
2.) Understand Property Types & Trends
Next, learn about the types of properties you can find in your chosen neighbourhood. Some areas are better suited to single family homes than condos, for instance. Likewise, certain neighbourhoods have higher concentrations of luxury units than others. Knowing this will help determine which type would suit you best.
3.) Find Out About Local Taxes
Finally, check into local taxes. These tend to vary widely based on region and municipality, but they should provide valuable insight into potential expenses associated with owning a piece of land.
4.) Be Patient & Have Fun
Buying property isn't something that happens overnight. Instead, it's a long term endeavour requiring lots of patience and perseverance. So take advantage of the many tools and resources available online today, including XONDO's comprehensive real estate section.
5.) Enjoy Yourself
Above everything else, enjoy yourself! Buying property shouldn't feel overwhelming or stressful. Take your time to research your choices thoroughly without worrying about making decisions prematurely.
6.) Keep Learning
Don't stop educating yourself about real estate once you've made your purchase decision. There's no end point to learning new things, after all. And remember to ask questions whenever you're unsure or confused about anything related to your move or investment.
[List Of Tables End Here]
7.) Stay Positive & Have Faith
Ultimately, buying property involves taking big risks. But if you approach each step with confidence and optimism, you'll have a greater sense of control and security in your life.
8.) Don't Overlook Important Details
Last but certainly not least, don't overlook important details. Make a habit of keeping track of every small detail in case you encounter problems down the road.
9.) Start Saving Early On A Budget
If you'd like to invest in property without having to rely solely on your credit score, then you'll probably need to save up enough cash to buy outright. Fortunately, this isn't impossible. Just start saving early on a regular...
- Examining Real Estate Market History in Quebec
- When buying property, you must first determine where your budget lies. Do you intend on doing some work yourself? Hire someone who does these types of things? Will you be making renovations down the road? These factors will help you decide which type of purchase suits you better. If you prefer something that requires little maintenance and upkeep from you, then consider investing in preconstruction real estate. Preconstructure homes allow you to pick specific floor plan options from different builders while still getting to see pictures online. By choosing this route, you will be able to view a lot of properties and get a feel whether or not they fit your needs well enough. There are many aspects that come along with being a homeowner including but not limited to: building permits, city taxes, city fees, renovation costs, monthly mortgage payments, and potential repairs or emergencies. All of these variables contribute greatly towards the amount of upfront cost as well as the overall price tag per square foot. When deciding whether or not to invest in a preconstruction property, always keep in mind the total value you would like to spend prior to purchasing it rather than thinking only about the dollar figure per square footage. If you find that your ideal location isn't represented yet, then perhaps you should take another look around until you find exactly what you're going after. Once you've found the home that speaks to you, you'll want to go through the entire transaction carefully with an experienced realtor. They will know every aspect of buying a house; everything from negotiating terms, financing, inspections, closing paperwork, and other steps involved during the process. An experienced professional will help ensure your interest gets transferred properly so you aren't required to pay unnecessary charges by mistake. A preconstuction offer is a great way to avoid paying high prices due to unforeseen issues later on.
[IMAGE: Photo Of Home Construction And Renovation In Lévis]
Another good reason to buy preconstruction is because you won't lose anything by waiting until spring. Buyers tend to buy their dream home sooner rather than later regardless of the current market situation. Spring is known as "the season" for people moving to Canada. People often move during the winter months since the weather is warmer and most of us enjoy having some extra vacation weeks before school resumes again. So why wait until late fall/early winter when things could potentially slow down? As soon as you put your deposit together you'll want to contact a licensed agent who specializes in selling homes in the region. Don't use just anyone with listings, especially ones without clients. Always ask them questions regarding their experience and the type of service they provide the client's family. Some agents specialize solely in providing information while others may use brokers or associate brokers depending upon the size of the company they represent. When searching the MLS it pays to be selective instead of jumping from listing to listing. Make sure you read reviews left behind by customers who used the firm previously. This way, you can gauge whether or not the reviews hold merit, and whether there are better companies available. Also check local newspapers, websites, TV stations, and magazines that focus on homes sold on the area. Most areas host at least 1 newspaper publication covering news pertaining exclusively to housing, so...
- Getting approved for your New Home Purchase in Lévis, Quebec
- In order to help potential clients understand the financial implications involved while buying real estate in Brossard, Quebec, I decided to write this article. If you would like to invest in properties or buy a house, be aware that investing requires some work, patience, and discipline. A good knowledge of economics makes things easier but will still take many years to become fully self sufficient.
If you’d rather invest through a rental company than own a whole building, you should first consider whether renting a unit or sharing expenses with other tenants is cheaper. Renting a studio apartment could cost around $850 per month depending on location whereas shared living costs can range anywhere from $1,200-$2,400+per person.
Also keep in mind that rent prices fluctuate greatly throughout the course of a year. Many people believe they are saving money by paying lower rents during times of high demand which unfortunately means fewer vacancies available. On average, renters pay 3% to 5% less than owners because they lack negotiating strength due to being locked in by long term leases. So don’t fall prey to these false savings; always shop around.
To ensure you find the perfect place, use sites listing upcoming sales and rentals. Sites like Rentalo.ca, Padmapper, Trulia, Zumper all allow prospective buyers and renters to view listings online without having to wait months for houses/apartments to come onto the market.
When choosing the neighbourhood, remember that it takes time to learn your area. Make sure you live near transit lines and schools, preferably close enough to walk to them from your front door. For example, my family prefers walking distances closer to 1km instead of 10-15 km ones as those areas typically offer greater convenience. As well, look for homes nearby parks, restaurants and services such as grocery stores, pharmacies, banks, coffee shops, dry cleaners, laundromats, daycares and community clubs.
Finally, remember that location matters. Invest wisely. Location determines everything including price and amenities offered.
- What makes Xondo Quebec's Most Convenient New Condo/Home Buying Platform?
- If you're thinking of buying your first real estate property, you could easily get lost in translation among dozens of real estate websites and search tools that will help guide your purchase decision but none quite like us.
We believe our unique blend of expertise paired with transparency ensures buyers find the information they're searching for quickly & efficiently. Our team puts local knowledge & experience in every corner of this website to ensure our clients feel confident making decisions about which properties suit them, whether that be price point & location, accessibility, walkability, or other factors. If you have questions or would just rather talk to someone, contact us. We'll happily chat.
XONDO's mission statement says it perfectly.
Be More than Just A Website. Be Your Real Estate Agent... Here to Help.
Learn more about XONDO at www.xondo.ca. We'd love to work with you; please fill out this form and we'll reach out shortly to answer some basic questions regarding your real estate needs today. We offer FREE no obligation consultations via phone, email, Skype video meetings, faxes, or face to face visits. So why wait? Contact us today!
[IMAGE: Xondo Logo]
Article Link: https://www.thebalancecareer360.com/social-media-consistency-to-drive-impactful-results-for-your-business-and-branding-campaigns-73469
Image Credit: https://unsplash.com/photos/3v5k2KU_2w
Social Networks 101: Building An Engaging Audience With Consistent Brand Messages
When social networks started to emerge, it was a great way for people to communicate online. But then Facebook came along and turned everything upside down for brands. Today, social networking sites are a crucial part of a company’s digital presence—but that doesn’t mean it should stop being part of it. There are several things you need to keep in mind if you want to engage your customers through these channels consistently.
Consistency Is Key.
First and foremost, consistency is key. Even though social networking sites aren’t always as personal or targeted as traditional advertising campaigns, you still must develop a consistent message across each network. Your posts should include branding elements that tie back to your overall business strategies, such as highlighting product pages, sharing articles promoting sales, or giving away promo codes to encourage customer loyalty. While not everyone who sees your post gets all of your corporate messages, consumers trust those companies that use this tool wisely. And while they won't see your entire messaging system, they get enough exposure through individual pieces of content to understand your bigger picture.
Make Sure That Everyone Knows Who You Are.
One thing many small businesses fail to realize during their first foray onto social networks is that not everyone knows who they are yet. Asking potential followers to click “Like” on something without providing context leads to nothing but wasted clicks. As well, it takes potential viewers less than 30 seconds to decide whether they want to follow your page, so you should really only try to gain attention from...
- How Xondo makes Home Buying & New Construction Investing in Lévis Easy?
- In 2018, Brossard was designated a city centre with significant improvements planned for development. The town hall approved plans for 2,250 units of high density housing including condos and single family homes. There will be four zones created around downtown core featuring different amenities like parks, shops, green spaces, school facilities, transit stations, hospitals, cultural centres, schools, libraries, restaurants, hotels, banks, grocery stores, drugstores, daycare, community center and other services. All these areas will feature a mix of both old and modern buildings including some historic structures. While most people living in this area would prefer to live near the heart of the downtown core, many of them are willing to settle away from the central hub as long as they get quality services, good value for price, and proximity to work. Here are 5 things to consider while buying a property in Brossard: 1) Location is everything. If there is no access to the closest train station that goes everywhere else you wish to go to during the weekdays, then finding a location close to your place of employment might be a challenge. Be informed first. Do research online to find out which bus lines run through the neighbourhood and how they connect to various places in Montreal. Take note of the parking availability, size/shape of each lot available, walkability to nearby destinations, schools, shopping malls, etc. Make sure to ask for a printout showing nearby amenities/services offered by the building developer along with contact details of the sales representative who helped you decide on specific properties in order to avoid disappointment down the line. 2) Size matters for a better sense of security and comfort. For example, having 3 bedrooms instead of 4 makes space constraints easier to manage than having 8 rooms plus basement. Having a larger house with lower ceilings could mean less natural light inside the house and possibly feeling crowded inside especially in winter months; therefore smaller houses with higher ceiling heights tend to feel warmer in colder weather. When deciding on a house, take everything under consideration whether it is a studio apartment, duplex, triplex, quad, penthouse with balcony, rowhouse, semi detached, etc. Find out more info on available apartments below: https://www.xondono.ca/blog/brossard-apartments/3) Price matters a great deal. Even though prices vary greatly according to neighbourhoods, depending on the type of property being purchased, age of the building(newer = older), square footage, number and type of windows, roof structure/design, land parcel sizes, lot shape and orientation, distance and level of accessibility between the nearest subway station and the desired destination points. Some factors above could affect a buyer's ability to buy a condo unit versus paying rent monthly. As mentioned earlier, make sure to check availability of services provided by a particular address before committing to purchase. 4) Taxes are another matter of concern for buyers. Property tax rates range widely across municipalities and provinces. Most cities offer reduced taxes for new developments but keep increasing them gradually every few years. Ask your realtor to inform you about the exact rate applicable for your chosen property. Keep in mind that the current average property tax rate in Lévis City Centre is 788$ /...
- How To Make Money On a New Home or Condo Purchases in Lévis, Quebec
- If you ever wanted to enjoy life in Canada's most beautiful province without having to pay Canadian taxes but still be able to keep everything under control then this is probably going to be the perfect thing for you. But first things first; If I am talking about buying a house or condo somewhere else than Montreal, what exactly will be my situation after I decide to move away, which country does it and why should I choose Québec above another place? There are several factors to consider and depending on them my decision could go either way. A good example would be the fact that I am single and live on my own while also being employed fulltime, for better or worse, my income fluctuates every couple of months and sometimes goes down so buying a house or condos in different parts of the world just won't work for me financially speaking... So in order to save some big bucks and get the maximum value return for my dollar, it makes sense to think seriously about where I settle down and purchase my property. Since I decided to buy real estate, I must have had many questions in mind concerning this topic like Where should I invest? And what kind of properties should I opt for, a rental home or a condominium?, Why the heck should I spend extra money on paying off the mortgage interest each month only to rent it out anyways?, Is renting worth it?, Should I buy real estate near my job?, Can I afford to buy a dream place?, Is investing in real estate safe?,... As you can see, these type of queries are really numerous. The answers to these are actually really dependent upon your personal preferences and needs when choosing what kind of property works great for you whether it be residential or commercial.
In fact, you'll find yourself asking these same types of questions when deciding on where you're gonna put up the newly acquired real estate in question. Afterall, no matter what location I chose for myself, I'd always end up asking; 'Is this area truly worth spending money?' because ultimately I'm trying to ensure my wellbeing and safety in terms of quality education, health care facilities, entertainment options, crime rate, economic stability, traffic congestion, accessibility, environmental sustainability and other necessities required to lead an economically prosperous lifestyle. These are certainly vital pieces of information to take part in consideration if you wish to make wise decisions regarding the areas you wanna pick for yourselves.
So how would I help you answer those questions? To begin, I'd simply suggest taking a step back and thinking realistically. Don't worry about getting carried away with unrealistic dreams, that would hardly ever pan out anyway. Instead focus on making rational choices that reflect both your wants and limitations. For instance, I have come across quite a few people who simply couldn't find anything they liked living in Toronto... While other individuals live thousands miles away from places they love visiting or working. But just how did we manage it? We found something that made us happy with the price tag we paid for ourselves while saving enough cash to go visit our favorite places around the globe whenever we damn please as long as it was for business purposes.
I've seen lots of people say "Oh yeah but..." in regards to the idea of owning realty but for whatever reason,...