- Is owning an investment property in Waterford, California profitable?
- Plymouth Wyoming Homes For Sale | Plymouth Wyoming Real Estate
What Makes Plymouth Wyoming Attractive?
Incorporated in 1913, this small community lies just 15km east of Kingston, Ont. The population was estimated to be 3,500 people back in 2015, which made Plymouth Wyoming Canada's fastest developing town. Located north of Highway 2 (Transitway), Plymouth Wyoming real estate is a perfect hub point for commuters travelling either southbound towards Ottawa or west bound toward Toronto.
Being part of Lake Simcoe provides residents with many recreational opportunities. There are eight beaches along the lake shoreline, including a large parkland area known as Point Allerton Beach Park. Residents living near the water enjoy boating, swimming, fishing, waterskiing, kayaking and surfing. A favourite spot among locals is Stoney Brook Beach, located in nearby Stoney Creek Village. As well, a local marina offers space for boat moorage while providing waterfront dining experiences. Boat tours are offered daily from May through October.
Residents who live within the township fall under the jurisdiction of the Greater Madawaska School Board. Elementary school and high schools are both found right next door in nearby Gleniffer Secondary School. Students will then attend Wilfrid Laurier University in Waterloo, Ontario or Fanshawe College West Campus. Both universities offer excellent education facilities with a wide range of programs available. They are also close to other colleges like Conestoga College, Laurentian University and Algonquin College.
Community Services & Amenities
Plymouth Township boasts a modern library with extensive collection of materials, offering services and resources to help readers learn and connect online. Many sporting events take place annually at various locations around the township, including golf tournaments held regularly at Kingsley Golf Club. Community organizations include Rotary club and Lions club. Other amenities include restaurants, banks, shopping centres and gas stations at each corner.
New Construction Opportunities
Most recent statistics show that developers have started building homes across Plymouth Wyoming. Most popular areas for purchase include:
• Cedarvale Estates
This subdivision comprises three different areas and is situated approximately 30 minutes drive from downtown Kitchener. Homes built here come in sizes ranging from 1,000 square feet to 10,000 square feet and they feature great views overlooking Lake Erie. Prices begin around $300, 000 for smaller lots while larger lot values reach several million dollars. Some popular models include single family houses, semi detached dwellings, apartments and townhouses to suit every taste and budget
• North Plymouth
Another neighbourhood being developed by builders is the North neighbourhood, which consists of several subdivisions spread around 25 acres. These developments come in sizes starting from approximately 800 sq ft upwards of 4,000 sq ft. Priced below $350,000 most of these units are one bedroom models. However, higher end properties with multiple bedrooms, full basements, upgraded kitchens and private garages can fetch prices above $400,000.
• Green Acres
The final addition that developers have added to Plymouth's real estate market is Green Acres, a development consisting of four separate neighbourhoods that span some 200 hectares in size. Units here generally start...
- New Home Waterford Buying 101
- 1.) Determine whether you should buy a Condo or House
Condos usually come fully furnished whereas most houses aren't but some newer condos have amenities like pools/spas, garages, walkout basements...etc. Check the floorplan online and see which ones will fit better. Also check for common walls and shared spaces. Ask friends who live nearby what they would recommend before making this decision. There's nothing worse than moving into your dream house only to find someone else living next door
2.) Find Out What Home Is Selling For Today
In my opinion, prices fluctuate daily depending on demand & supply, interest rates, economic growth, weather conditions...and many other factors. However, I'm going to assume the average price is $400k.
3.) Start Looking Around
I suggest doing 3 things first: visit the area around your potential area, call local Realtors to get info about the current market value, then take advantage of tools like Redfin or Zillow. These websites allow people across Canada to search through properties for sale and show them exactly where those homes are located
4.) Figure Your Budget
If we're assuming the cost for 1 unit =$ 400K (average), your net worth must be equal to 5x annual income ($10K). So, for example, if you earn $50K per annum, you'll have enough equity to pay for 2 units.
5.) Calculate Your Closing Costs
This step requires knowing whether you prefer a mortgage or financing, which bank or credit union offers the lowest rate, how long does the loan term typically run for?, how much down do you put towards the purchase?, how big is your deposit?
6.) Do A Preliminary Search On MLS® Systems Like Realtor® And MLS® Plus® By Property Type
Real estate agents use these systems to advertise listings and sell information to buyers and sellers alike. The listing will contain basic information like square footage, bedrooms, bathrooms, views and proximity to schools / recreation centers etc.. Once you've determined your location you can narrow down searches
7.) Call Up All Of Those Agents Who Worked In Your Neighbourhood Last Year
Ask each agent about his/her selling history so you can figure out how active he was in terms of transactions and sales volume. If an agent sold 10+ homes in the past year, chances are he's probably still working today. If he had just 1 property listed in 2019, then chances are he won't work anymore
8.) Make Use Of Other Online Resources Including Local Community Websites, Forums...And Don't Forget About Facebook Groups
9.) Get Organized
Get organized. Buyer Agents often use software programs such as Open Table (for booking appointments) and Trello (to track projects & deadlines). Seller Agents prefer Trulia because if shows photos of the interior and exterior of each property, plus it lists price, size, type of neighbourhood, school catchments, community events, real estate board memberships and many other relevant details. Make sure you read reviews and contact references prior to signing anything
10.) Contact Realtor® Associations Nearby (if applicable)
11.) Set An...
- When buying a new home in California follow these steps
- Are you interested in investing some cash in real estate but aren't quite sure where to begin? If this sounds familiar, then this short article will be perfect for you because we're going to cover everything you'll need to consider before starting on your journey to owning a home or condominium property. We've compiled it down below, step by step, ready for you to read through and understand!
Before making any real investments into anything, the first thing you should do is check whether they're legally allowed in Canada; there's certain rules governing what type of properties and loans Canadians can get themselves involved with. Once you've gotten yourself checked out properly, you should go ahead and apply online for financing (if possible). As soon as you submit your personal information, lenders will contact you back to discuss things further. After that, your loan officer will be able to help figure out which type of mortgage product would work best for your needs. A good place to learn more about these types of mortgages are on MoneySense website or on Wikipedia's page about them (but keep in mind those pages won't always tell you exactly what type of lender you'd be dealing with!). They're essentially just different ways of getting paid back for lending people funds. One way involves putting together loans of various sizes (from less than $2000 upwards), while the other relies upon having smaller amounts of debt available at once, allowing individuals to pay back their debts over longer periods of time. There are plenty of options and many factors that come into play regarding each individual one (which includes interest rates, amount borrowed, term length, among others; they're really complicated!), so feel free to research them thoroughly until you've found something you like! For instance, I personally am interested in purchasing my own house outright, since I prefer being independent and paying less fees in the long run; however, a coop apartment loan could be ideal for someone who wants security for his/her finances.
Whatever route you ultimately decide upon, remember that you still need collateral to guarantee you'll actually be repaid in full. So, after applying for finance, if necessary, you're required to provide documents proving that you have enough income coming in to support yourself financially. Lenders generally ask you to show proof of employment, as well -- though in most cases they won't care what sort of job you hold.
After all these steps are complete, you'll have secured your financial situation in order to purchase whatever sort of home you wish to buy and you won't have anymore questions left to answer. However, while we're talking about buying stuff...let me introduce you to another great tool for helping you save for your dream home or condo:
https://www.xondoloanfinder.ca/. This web resource helps you locate local builders and contractors who offer services in the building trades sector. These guys usually charge higher prices than regular folks, but the quality of their service speaks volumes, especially considering how often they'll perform repairs. And as long as you stick around after construction, you can use your newly purchased residence for years to come!
Now let us talk about the next part of the equation: finding the right location.
If you're planning on living somewhere outside Toronto, Ontario...
- How to find Your New Waterford Home or Condo
- Ontario real estate market trends show positive news ahead of 2020. A strong economy, job growth and low interest rates are some factors contributing positively toward the overall health of Canada’s most populous province.
According to Statistics Canada, housing prices jumped 10 per cent across the board in 2019, up $7 billion since 2012.
Homebuyer confidence continues to rise after dipping slightly in recent months following several years of declines. The rate of homeownership among Canadian adults rose 3 percentage points in 2018 while rental demand held steady and increased just 1 point.
This increase in homeowner confidence translates to lower mortgage insurance premiums which could benefit consumers in both urban and rural areas. According to CREA®, average monthly mortgage insured cost dropped 4.3 per cent nationwide this past January. As mortgage insurers see fewer claims being filed against them, they adjust their risk models accordingly which lowers premium costs.
In addition, affordability remains favourable thanks to falling house price appreciation and rising incomes. For instance, median household income grew 4.5% nationally in 2017, outpacing wage gains of 2.6%. Meanwhile, house price inflation slowed down significantly from 7.1 per cent in 2016 to 0.9 per cent in 2019. Housing price appreciation has averaged only 1.8 per cent annually since 2012, according to CIBC Economics.
Meanwhile, the Bank of Montreal predicts a 9.2 per cent jump in residential sales activity next year. They expect a healthy balance sheet and low borrowing costs to drive consumer confidence.
So, why should investors be excited about buying in Ontario today?
While other economic indicators like unemployment remain stable, Ontario's labour force has expanded faster than anywhere else outside of Alberta during the same period. The provincial government recently announced another round of funding and incentives aimed specifically at supporting millennials who wish to purchase homes. There will be a total package worth nearly $700 million available through 2023. These funds include a 15 per cent tax credit applied towards property purchases; $250 per person rebate on municipal land transfer taxes and an annual grant up to $4,000.
Finally, the Government of Ontario announced that they would offer first-time home buyers grants equal to five per cent of the purchase price of newly constructed properties priced below $375,000.
So, what does Canada's largest metropolitan area and financial centre hold for potential home owners? We'll look further into what makes Toronto an attractive place to invest ahead of 2022.
[IMAGES BELOW ARE NOT FOUND IN THIS BLOG POST]:
[IMAGE: Map of Greater Toronto]
[/IMG][IMPACT IMAGE] [IMAGE: Icon showing GreaterToronto Area.] [/I][/IMAGE]
[IMAGELESS PICTURE OF TORONTO IS USED TO SHOW THE DIFFERENCE BETWEEN PRIVATE AND PUBLIC REAL ESTATETABLES]
- Why is California's Real Estate Market Booming?
- Waterfront Living Is Hotting Up… And So Should We All Be Taking Advantage Of It By Investing Our Money Here
If you haven’t heard yet, investing in real estate property is no longer considered “passive income” — it’s actively being called a great way to earn passive income today. A lot of people love this fact because they get to invest their money and reap some serious profit down the road without having to lift a finger. That said, however, there are still many misconceptions surrounding this topic which I’d like to address here.
https://xondodigitalmarketing.ca/the-ultimate-guide-to-new-home-investment-in-plymouth-ontario-2022/#commentsThu, 24 Feb 2019 19:01:25 +0000http://xondomarketingincorporated.ca/?post_type=blog&p=16894Read More]]>
XonDo Digital Marketing | Plymouth North West Area Real Estate Services
Websites: medium.com & medium.co
Blog Titles: 2020 Visionary Business Model: Medium Covers Print Magazine Revenue Models - Why Medium Has Made Such Significant Progress For Publishers In Deciding On An Advertising Based Business Model As Compared To Other Publishing Ventures
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2019–2020 Business Trends: Medium Launches Premium Subscription Service to Help Grow Its Audience and Generate Higher Payout Per Head - From Startup Story to Successful Publisher - Read About Their Journey
Medium, Inc., founded by Evan Williams and Biz Stone, was launched in March 2007. It's primary mission statement is "make publishing beautiful again." Initially built as a microformat aggregation website using the RSS 0.91 specification, Medium evolved into primarily serving articles formatted according to popular web standards including HTML, JSON, Markdown, SASS and LESS. Medium grew quickly due to the rise of mobile devices and tablets, making the service available across most modern browsers.  and was acquired in 2015 by Facebook for $230 million.
In May 2017, Medium announced it would be transitioning away from print publications and focus exclusively on online content while offering advertising revenue model similar to those used by established publishers, rather than subscription models used by bloggers like themselves. They claimed that subscriptions were less accessible, leaving them unable to reach more readers who could not spend extra money. . However, despite these claims, other services had already adopted this business model successfully, notably BuzzFeed and ProPublica.
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This article appeared first on https://medium.com in January 2016.
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In July 2018 Twitter announced changes to their ad policies related to political ads. According to AdAge, the company stated that "political advertisers will only see tweets recommended by verified accounts", but did not specify whether ads purchased through agencies would fall under this policy; the same day, Twitter issued an updated transparency report stating that "Twitter does not disclose information regarding government...
- New Construction Investment Opportunities in Waterford California
- Waterford is a small community located just north of Toronto in Southern Halton Region, consisting mostly of single family detached houses and some medium density housing development along highway 401 in the area known locally as “Plymouth Road”. Located 25 km North East of Caledonia Ontario Community Airport and 15 minutes south east of the larger city of Woodstock.
Homeowner Associations (HOAs), which cover the majority of real estate properties in town have strict rules regarding landscaping maintenance, painting colours, fencing materials & designs,and many other things homeowners must abide by according to what was approved by HOA board members during original planning phases. However this does not mean residents cannot paint things differently than those standards set by HOAs, especially since they own these properties. Property owners should be aware of local zoning regulations which apply strictly to most residential areas of Waterford.
One thing to consider when buying property is making sure any improvements made to homes will stand up against potential flooding issues common in Ontario. If the home is a basement unit this becomes almost impossible to determine if it would flood. For example, if there used to be a large pond behind the house and water levels started rising due to heavy rains, and no steps taken to remove the old ponds soil/landfill material, then new foundation walls could easily crack under pressure causing leakage problems down below ground level. One way around this issue and to avoid having to pay hefty insurance claims in case a house floods while still living in it is buying a flood proof residence that meets requirements listed on government websites like Environment Canada. Other options include buying a different type of dwelling such as modular buildings or duplexes instead of traditional homes built upon foundations..
*Note: All prices are quoted in Canadian dollars unless otherwise indicated.*
- Examining Real Estate Market History in California
- If you live in Canada and you’re considering buying property in the town of Plympton-Wyoming, then this article will help explain why you should seriously consider a purchase in the area. It contains information regarding why you should buy a house or apartment, how to get started on making an offer, what to expect during the selling phase, and many other helpful tips.
[IMAGE: Aerial view of Plympton]
Plymouth County was established in 1784. Its official motto of “Home of Friendly Townsmen” reflects how friendly and welcoming everyone living in Plymouth County seems to be – including those who own real estate properties like yourself.
According to Statistics Canada, Plymouth County had the highest median household income in 2017 – $96,000. As of 2019, the county still ranks first amongst Canadian counties with regards to average housing prices. [DATA BELOW]:
Median Household Income | Median House Price| Average Housing Prices
Plymouth County boasts beautiful surroundings which include lakes, rivers, forest land, mountains, farmlands, golf courses, vineyards, parks, trails, playgrounds, sports facilities and schools. Plymouth County residents love spending quality leisure times together, whether they enjoy attending sporting events, visiting museums, taking part in local festivals or just simply going shopping around town or enjoying a nice stroll around the neighbourhood park.
[IMAGE: Aerial View of Plymouth Township, PA]
One can find everything under the sun in Plymouth. From restaurants & bars serving various kinds of cuisine, from coffee shops offering delicious drinks and snacks, to movie theaters showing top films and television networks broadcasting different types of programs 24 hours per day. There are also malls, bowling centers, fitness clubs, ice rinks, tennis courts, soccer fields, swimming pools, skating arenas, gyms and plenty more recreational venues. These locations provide great opportunities to spend some enjoyable days with family members and friends, while experiencing fun and exciting things together.
[IMAGE: Aerial view of Plymouth Township, OH]
Websites: vimeo.com; instagram.com; youtube.com
Social Site Name: Vimeo / Instagram / Youtube
Blog Title: 10 Tips For Your Next Video Marketing Campaign
Blurb: If you haven't already begun planning your next video campaign for 2020, now's the perfect moment to begin doing so. Whether you're shooting a short promotional video, an instructional tutorial, a web series episode, or something entirely new, these ten steps are designed to ensure your efforts produce optimal results. Whether you shoot videos professionally or you use a smartphone camera to capture footage, the following checklist includes several key considerations for ensuring your campaign succeeds in capturing attention online.
Featured Image: Yes
Image Caption: A screenshot of the infographic
Include your Brand Logo: Include your company's branding image(s) or text in every visual element of the piece from title cards, graphics, thumbnails, headers, body copy, images, captions, subtitles, titles, credits...everything really. Doing so ensures viewers immediately know where you come...
- Getting approved for your New Home Purchase in Waterford, California
- Are you planning on renovating the inside while waiting for the market to rebound? If this describes your situation then investing in a new building could be beneficial because renovations aren’t allowed. But, before making a decision like this keep in mind these factors; will you still be living here 5 years down the road? Will you have the same job and lifestyle? And most importantly will you actually enjoy spending $$$$ remodeling?
If after answering those questions you say yes than I urge you to take a few moments and find a new place to live. Why? Because once your remodel is complete you will either rent back the space or move into another rental house. Either way the return on investment would probably decrease dramatically. So why do people continue to invest? They usually want the “American dream” which consists of; buying real estate, having equity, being able to leave everything behind, retirement, kids/family moving closer etc..
[IMAGE: Image showing renovation cost per square feet]
What does this mean? When renovating your existing structure it takes 3-4 times longer to pay off, plus interest costs increase exponentially. For example, lets imagine you purchased a house in 2015 for $100k, sold it for 90% profit 2 months ago and invested 25%. Well now you own 10%, but it’s worth only 75% due to inflation. Your mortgage balance now stands at $90k instead at 100$. Your total debt-to-value ratio increased by 20%. Now let us assume that the value drops 15%. So you end up holding your original asset for 30 days only. So basically, you lost 40% in just 60+ days. Not fun at all.
In summary, unless you enjoy doing the work and getting paid for it every day, avoid renovating your current residence. Instead focus on finding something newer and better suited to meet your needs. A good rule of thumb is to always buy below replacement cost. Also if you decide to sell at any point, wait until the price reaches 80%-90% of purchase price.
[IMAGE: Image showing home ownership rate]
Why should you consider selling instead of renting? You get tax breaks on capital gains. However, if you rented you wouldn’t owe taxes since your income isn’t taxed. You would receive less depreciation benefits and also lower maintenance fees. Plus you would also save thousands of dollars in insurance premiums annually. Another thing to note is most mortgages offer 0% interest during certain periods of the loan term. So you are essentially paying nothing for your principal. So if you are considering refinancing make sure you shop around for the lowest possible APR rate.
So you bought a property thinking you can flip and make some quick cash when your friends and family complain about high prices? Then this is perfect timing. As a matter of fact, I personally recommend buying properties right away for the following reasons: 1) You won’t miss a single drop in value. 2) Flipping becomes almost effortless and requires minimal skill level. 3) There are many ways to maximize profits, including short sales/foreclosures, land contracts, bank owned properties etc…. [END...
- What makes Xondo California's Most Convenient New Condo/Home Buying Platform?
- In this post I will be talking specifically about Waterford and surrounding areas but most of these tips apply anywhere in Southern ON. We are located just east of Ottawa along Highway 417. If you live near Toronto consider yourself lucky because we are a mere hour away from that city.
We offer some great options for people living in the area who wish to invest in real estate. Our website allows us to help buyers find properties that they would love to call “home”. Whether that is something you are interested in buying or renting, we can connect you with the property you need in no time. Our team is knowledgeable and experienced and we strive to provide top quality customer service every step of the way. When it comes to buying homes we understand that sometimes finding the perfect piece of land is the hardest part, which is why we work closely with our sellers to ensure that everything goes smoothly.
Here are some things that make XONDO unique:
1.) Fast response times. You can submit your request online and get back information quickly. You won't wait around forever to see if anyone wants your house on the market. We are always working on ways to streamline processes to save our clients time while still delivering high levels of customer care.
2.) Great communication. We communicate through email and text messages throughout each transaction. There is nothing worse than waiting days to hear anything from someone after making a purchase decision. We want our clients to feel comfortable and confident during the entire home search experience.
3.) Easy to navigate website. Our site is designed to help you easily browse listings, view them side by side, read descriptions and photos, and contact listing agents in seconds. There really isn't anything else like it!
4.) Local expertise. We're local experts in southern Ontario realty and our team understands the region well. We've lived in the area since 2008 and are happy to tell stories about it from first hand experience. We're passionate about helping buyers buy houses and condos and we take pride in providing exceptional customer service.
5.) No pressure sales tactics. We believe in treating people as humans rather than numbers and that extends to our customers. We respect your privacy and only sell to those who are truly serious about getting involved with real estate.
6.) Low commission rates. We charge just 1% plus GST on our fees for each transaction. We don't believe in taking advantage of consumers and that's why we keep our commissions so competitively priced.
7.) Free services. You pay nothing unless you end up closing on your dream property! We offer many free tools that allow you to view the latest listings, see pricing comparisons, and learn more about the local housing market. All of this helps buyers decide whether a particular neighborhood is suitable for their needs.
8.) Free realtor training course available to you. As soon as you join XONDO we'll send you a link for one of our free courses that teach you the basics of buying a home in Ontario. The course teaches you about mortgages, taxes, insurance, and more as soon as you register. It covers topics that other sites gloss over. We're dedicated to educating our members and we hope to continue improving upon our offerings with additional courses...
- How Xondo makes Home Buying & New Construction Investing in Waterford Easy?
- If you’re like most people who have decided to invest in real estate this year, you most probably have spent hours scouring online property listings for potential homes. If you haven’t already discovered it though, finding information about available properties is only half the battle. After you find something great, figuring out which mortgage lender will be able to help fund your dreams becomes another thing entirely.
What makes us different than other lenders? First off, we specialize in working with first time home buyers, those trying to downsize from their current home, investors, and homeowners thinking they would rather sell but keep their house instead. We offer flexible financing options including no upfront fees, zero percent interest rate loans, and a full line of insurance products that protect both buyer and seller alike. Our team understands buying or selling a home can be stressful, and having someone on hand to take care of everything helps reduce stress while reducing transaction costs during a busy season. Our team provides detailed answers to questions such as “what is my down payment amount should I buy/sell”, “how long until I see my principal reduced”, “when can I move in” and many more common ones that arise after buying your dream home. Allowing clients to focus solely on finding the perfect place to live without feeling stressed about anything else gives them the peace of mind knowing they made the smartest decision possible.
We hope you enjoyed reading through our post and found some useful tips. Feel welcome to contact us anytime via email or phone. Thanks again and happy investing ahead 🙂
– The XONDO Team
- How To Make Money On a New Home or Condo Purchases in Waterford, California
- When it comes to selling real estate, I believe location matters most. If buyers find themselves moving somewhere they don’t like because they feel they had no other choice than buying something in the area, then it really hurts them emotionally. So while the market changes, locations stay relatively stable.
This makes finding an ideal place to live and invest easier. And since locations aren’t changing nearly as fast as technology does, home prices tend to remain steady. Plus, if it was going down, people wouldn’t be investing in homes at all—they would just sell existing assets rather than buy anything new.
And this should come as little surprise considering locations usually experience strong demand for housing during economic booms and recessions alike. While some areas will always face shortages, those same places typically see less inventory available when markets turn around.
So, if we take these factors into account, you could say that finding the perfect location for yourself or family members to move to isn’t rocket science anymore. But if you still find locating property too tedious a task, fear not for help is here! After years of researching, analyzing and testing myself along the way, I have prepared a comprehensive overview on the best cities in Canada to purchase a new home today.
I spent countless hours searching online forums, reading through articles, checking stats, taking a gander at the latest listings to find the hottest communities, determining whether prices rose or fell, studying trends in rental rates, comparing amenities across different neighbourhoods and towns, reviewing current house sales, and more. As a result, my research helped me spot promising prospects and avoid ones that weren’t worth exploring further.
While it’s true that every community offers unique benefits and drawbacks, certain qualities stand above almost everything else. Those things include affordable prices, low taxes, plenty of employment opportunities nearby, good schools, walkable proximity to local attractions, great transportation choices and lots of green space. Here are the top 5 Canadian Cities For Buying A Second Home or Starting An Investing Business
Ottawa tops the charts simply due to its affordability; even though rent costs are starting to rise, overall home prices are still among the lowest in the country. Add to that the fact that property tax bills hover around $800 per month and you begin to understand why locals love living in this city. Plus, if you’re interested in working for big corporations like Amazon, IBM or eBay, you won’t need to leave town once you get hired.
Pros: Affordable Property Prices Consistently High Jobs Availability Nearby Schools Transportation Options Green Spaces Good Tax Rates Low Rental Costs
Calgary takes us to another world entirely, but fortunately for residents who prefer life here, it’s actually quite comfortable. Housing values continue rising quickly despite the oil industry decline, leading many homeowners to enjoy great returns. However, keep in mind that you must pay income tax on your home sale profits and have a healthy chunk left after paying mortgage payments each month.
To learn more about the advantages and disadvantages of buying in Calgary, check out this article.
Toronto is probably the safest bet in...